Here’s a detailed roadmap to help you achieve debt freedom.

Step 1: Understand Your Debt Breakdown

  • List All Debts: Categorize the debt by type, such as credit card balances, personal loans, or any other liabilities.

  • Calculate Interest Rates: Note the interest rate on each debt. High-interest debts (typically credit cards) will cost more over time if not prioritized.

Step 2: Set a Debt-Free Goal with Realistic Milestones

  • Establish a Time Frame: With a $30,000 debt and $2,500 monthly income, an aggressive yet achievable plan would target

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